When you choose SPCU as your financial institution you are not just a customer, you are a valued member. We are committed to providing you with a safe and convenient place to save and an easier, more economical way to borrow, plus:

• Competitive Rates: National studies consistently show that credit unions offer lower loan rates and higher savings rates than banks and other financial service providers. Credit unions charge fewer fees, too.
• Direct Deposit/Payroll Deduction: Members who choose direct deposit enjoy the safety and convenience of having their pay, retirement, insurance and investment checks electronically deposited to their SPCU accounts. In addition, funds deposited electronically are usually available much sooner than if you deposited a paper check. You may also direct a portion of your checks for savings and loan payments to be handled automatically through our convenient payroll deduction program.
• An Opportunity to Establish Credit: SPCU provides an excellent opportunity for our young members to establish a credit rating. Plus our wide variety of loan options offer our members a convenient way to borrow -- usually at competitive rates and terms.
• Excellent Customer Service: SPCU's first priority is service. In an annual nationwide survey conducted by Gallup for American Banker, consumers indicated credit unions have consistently provided better service than banks - year after year - for more than a decade.
• An Environment that Fosters Savings: SPCU is in business to help members meet their changing financial goals and handle money wisely and responsibly

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Please Contact: (804) 643-6173